Choosing to learn more about money

Article written by Mary Metten, Health and Well-being Extension Educator. 
Originally published in the Kenosha News.

Somehow, we are now in the back half of October. The weeks continue to fly by and I keep muttering, “How is it already …” — fill in the date.

As we inch closer and closer to the holiday season, many people begin to brace themselves for a lot of additional expenses and spending throughout the rest of the year.

When I face a problem, I look for information and resources to give me guidance or at least point me in the right direction. I do not want to struggle through when there are people with the experience and knowledge with good suggestions, help and answers.

2019 Money Conference

On Saturday, Nov. 2, Asset Builders will present the 15th annual Racine/Kenosha Money Conference.

The conference will be held from 8:30 a.m. to 1 p.m. at Gateway Technical College’s Racine Campus Conference Center, 1001 S Main St.

Asset Builders is a nonprofit organization that teaches financial capability and economic empowerment throughout Wisconsin.

The conference will begin with a general session featuring the Wisconsin State Treasurer Sarah Godlewski, as well as a topic about financial options and how to make the best choices.

After the general session, attendees will be able to choose other sessions based on personal needs and interests.

The purpose of the Money Conference is to provide residents of Kenosha and Racine counties with a half-day of financial education topics and resources for families.

The various breakout sessions will cover subjects such as budgeting, credit repair, preventing ID theft, starting your own business and several others.

In its 15th year, the Money Conference has a strong network of planners and presenters from the Kenosha and Racine areas, bringing different experience and expertise to the annual program.

Benefits of budgeting

Budgeting, or a spending plan, can be a daunting task to begin. This is especially true when money is a stressor in general. Many people make starts and stops trying to habitually use a spending plan or budget every month or even every day.
Starting to build habits toward using a spending plan will eventually make it easier to put your money where you want it to go and help you think about where and how to spend your hard-earned money.

Begin to think of a spending plan as a road map for your money. Using a spending plan will point you in the right direction for things like making ends meet day to day, saving for future goals, getting through unexpected or emergency situations, not having to depend on credit, and being able to talk about money with your family.

There are many options for techniques and methods, finding what works for you will come down to personal preference.

To find more information about the event and to register for the 15th annual Racine/Kenosha Money Conference, visit https://tinyurl.com/y2gskqdg by Friday.